For charities, IPCs & nonprofitsA Singapore company

Your books, your audit, your filings. Handled.
So you can get back to the mission.

We run the finance function for small Singapore charities and nonprofits: the bookkeeping, the bank reconciliation, payroll, the year-end close, your statements and tax, right through to an audit-ready pack and managing your auditor. Because we built the software that does the heavy lifting, you get a full finance team's output at a cost that keeps more of every dollar on your mission.

For good

Your books

Ready
DonationsSorted
GrantsSorted
ExpensesSorted
Ready for the committee
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We get it.

You did not start this to do paperwork. Here is what gets in the way, and what we do about it.

No time

Your week is already full. Meetings, people, the work itself. The last thing you need is an evening lost to spreadsheets. We take the admin off your plate so your hours go back to the mission.

A tight budget

Every dollar was given for a reason. We keep your books in order for a fraction of what a bookkeeper or accountant costs, so more of your funding reaches the people you serve.

Run by volunteers

Treasurers change. Committees rotate. Knowledge walks out the door. We keep everything in one clear place, ready to hand over, so the next person can pick it up in minutes.

How we work with you

You stay in control and stay light. We do the work and keep you ready, all year, not just at year-end.

01

You forward, we record

Invoices, receipts and statements already arrive by email. We read and book them. You approve. Nothing posts without you.

02

We keep it current

Reconciled every month, so the books are always audit-ready, never a year-end scramble.

03

We close and file

Year-end statements, tax and GST prepared and ready, well inside your filing window.

04

We hand the auditor a finished pack

And manage the engagement to sign-off. You walk into your audit ready, not scrambling.

The service

What we handle for you.

One partner for the whole obligation, not a tool you have to learn and a bookkeeper to chase. Take all of it, or just the parts you need.

Bookkeeping

Every invoice, receipt and statement read, categorised and recorded as proper entries. Kept current, not crammed at year-end.

Bank reconciliation

Your bank statements matched to the books every month, so the numbers are always right and always ready.

Payroll, CPF & SDL

Monthly payroll for your Singapore staff, contributions worked out and posted straight to the books. Optional.

Year-end close & statements

Income, Expenditure, Balance Sheet, Cash Flow and Funds, prepared the way the Charities Accounting Standard expects.

Tax & GST

Your income-tax computation and GST F5 prepared on Singapore's actual rules and exemptions, not a guess.

Audit-ready pack & auditor liaison

We assemble the full pack, get your numbers to green, and manage your auditor through to sign-off.

Donation records & receipts

A donor book and tax-deduction receipts ready for the IRAS submission each January. For IPCs.

Efficient by design

Firm-grade finance, without the firm-sized overhead.

A traditional firm bills you for hours of manual data entry, categorisation and reconciliation. We built the software that does that work, so our people spend their time on judgement and your year-end, not keystrokes.

  • Singapore charity, IPC and tax compliance built in, not bolted on.
  • Audit-ready by construction, so the auditor gets a clean pack.
  • Every entry reviewable and reversible. Your records stay yours, exportable any time.

A full finance function for your organisation, run lean so more of your funding reaches the cause.

No long lock-ins and no surprise bills. We scope exactly what we do for you up front, and if we are not the right fit, we will say so.

Talk to us
Audit, done right

We prepare it and manage it. We never mark our own homework.

We prepare your accounts and run the audit process for you, right up to sign-off. The statutory audit itself stays with a registered Public Accountant, exactly as it should, so independence is clean and proper.

  • A clean pack, every time

    Your auditor receives a complete, reconciled, audit-ready file. Every auditor's favourite kind of client.

  • The back-and-forth, gone

    We handle the auditor's questions and document requests, so weeks of email become a short, calm engagement.

  • Your auditor or ours

    Already have an auditor? We work alongside them. Need one? We can make a warm introduction.

Meet Lumen

Ask Lumen, in plain words.

Lumen is the AI built into LedgerAI. Ask about your books the way you would ask a colleague, and it answers from your real numbers, with the figures it used. It starts read-only, so it can explain and flag but never change a thing. Later, it can help you act, only ever with your say-so, and every step is logged.

So between our updates, you can always see exactly where things stand.

Lumen
How much did we raise this month?
Which bills are still unpaid?
You are on track. Income is up on last month, and everything reconciles. I have flagged two unpaid bills for you.
Illustrative example

A story you might recognise.

Picture a medium-sized Singapore charity, a company limited by guarantee, run by a small team and a board of volunteers. The books lived in spreadsheets, an outside bookkeeper was paid by the hour, and year-end was a scramble: receipts in shoeboxes, the auditor's questions trickling back over email for weeks, and expense categories so inconsistent that the tax position was kept deliberately conservative, so they paid more than they needed to.

With us running the books, they stay reconciled and audit-ready through the year. Every expense is classified consistently, so the tax computation reflects the real exemptions and the charity stops overpaying. The auditor works from a clean, read-only pack instead of an email chain, and the annual filing is ready well inside the six-month window.

Illustrative of the kind of medium-sized NFP we build for.

≈ a third

of a typical firm's bill, for the same bookkeeping and audit prep

Weeks → days

to reach audit-ready, with the pack exported in one click

Lower tax

from correct, consistent classification, no more conservative over-paying

One portal

for the auditor, instead of emailing files back and forth

Built for the duties you carry.

Charities and IPCs in Singapore carry real obligations. We handle them for you, so the deadlines and the paperwork stop being your problem.

File on time

Your annual statements are ready within the six-month window, in one export. No year-end scramble.

Walk into your audit ready

A finished audit pack and a read-only portal for your auditor. No more emailing files around.

Funds kept straight

Restricted and unrestricted funds tracked properly, the way the Charities Accounting Standard expects.

Donations and receipts

Donor records and tax-deduction receipts, ready for the IRAS submission each January.

Two pairs of eyes on payments

A simple approval step so a bill or reimbursement is signed off before it is paid, with a record of who approved it. Good governance, built in.

Pay staff, the right way

Run monthly payroll with CPF and SDL worked out for you, posted straight to the books. For your Singapore staff.

Get paid without the chasing

Send a PayNow link with any invoice. The payer scans, the amount is already filled in, and you see it marked as paid. No logins, no bank details typed by hand.

Your data is yours. Full stop.

Trust matters most when you hold money on behalf of others. We are a Singapore company, Inflect-IQ Pte. Ltd. (UEN 202624250E), accountable under Singapore law. Here is where we stand, in plain words.

Private by default

Your records belong to your organisation, not to us. We never sell them and we never share them.

Reviewable and reversible

You can see who did what, and undo it. Nothing is hidden, and nothing happens silently.

Ready when you are

Statements are prepared and waiting, so audits and committee meetings stop being a scramble.

Bank-level security

You hold money on behalf of others, so we protect your records the way a bank protects yours. The plain-words version:

PDPA and DPO compliant, under Singapore law.
Single sign-on (SSO) with Google.
Encrypted in transit & at rest.
Each organisation's data is fully isolated from every other.
Behind an enterprise security network that absorbs attacks and downtime.
Hosted in Singapore, aligned to CSA Cyber Essentials.
Backed up automatically every night.
Every action is logged and reversible, with a full audit trail.
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Tell us about your organisation.

No pitch, no pressure. Tell us what you do and how you keep your books today, and we will show you what changes. If it is not right for you, we will say so.

We only use this to reply. No mailing list, no pressure.